Jon Frankel Dentistry

Archive: Feb 2012

  1. Dental insurance is a helpful bonus but it can be confusing and can appear misleading. Dental insurance is an agreement between the employer and the insurance company to partially pay for certain services. Dental Insurance helps in covering costs but does not intend to cover all costs. Every insurance plan, even within the same insurance company handles things differently. This extensive variety in plans keeps dental office staff and patients asking questions. Here are the TOP THREE!

     

     

     

     

    Your fee is more than what my dental insurance company calls “usual, customary and reasonable or UCR” are you overcharging me?

    When asked by state dental associations how insurance companies determine UCR fees, the companies consistently reply, it is privileged company information that will not be divulged.

    If UCR were based on dental procedures for a specific geographic area it would be “reasonable” but unfortunately it is not unusual for the same insurance company to pay different UCR fees to the same dental office depending on which of the plans the patient is enrolled in. If data was complied accurately all plans, in all insurance companies should have the same usual and customary fees but they do not.

    It appears the insurance companies set artificially low fees in an effort to enhance their profit margins. The result can challenge the trust of a patient toward his dentist. Insurance companies collect as much in premiums as possible, pay out as little as possible and delay payment as long as possible.

    What is “in network” mean?

    Some dental plans only pay for treatment if the dentist is contracted as a provider. Often “in network” plans are so severely discounted dentists are forced to lower the standard of treatment to participate. Dr. Frankel chooses not be participate in these plans.

    Certain network plans allow a patient to be treated by an “out of network” dentist at an additional expense to the patient. Many patients opt for quality care “out of pocket”.

    The staff at Dr. Frankel’s office with do a complimentary benefits check. You will be informed of your responsibility before treatment.

    What is a dental coverage maximum?

    The total annual amount your dental insurance will pay toward treatment is called your maximum. Dental coverage maximums are purported to increase with inflation and the cost of living. In the 1960’s maximums were around $1,000 and many still are. The general range of dental insurance maximum is our area is 1,000 – 3,000 dollars. The average dental crown in the United States was in 1960 was $60.00 and now it is $1,400.00

     

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    Bacteria that cause gum disease are associated with atherosclerosis. Studies have confirmed individuals with higher levels of gum disease causing bacteria also had more severe atherosclerosis, the arterial disease that leads to strokes and heart attacks.

    Jon Frankel Healthy Heart Tips

     


    Visit your dentist regularly to identify gum disease early

    Brush and floss your teeth regularly

    Treat and monitor gum disease right away

    Use an ultrasonic electric toothbrush

    Commit to a healthy lifestyle

  3. Does the way your teeth bite together look out of alignment?

    Did you have teeth removed for orthodontic treatment (braces)?

    Do you get frequent sinus infections and sore throats?

    Do you clench or grind your teeth?

    Are you missing back teeth?

    Tension headaches are often associated with frequent, non-stop muscle contraction. The tight feeling around your face and head and accompanying limited blood flow to the area triggers more blood to be sent to the area. This increase results in vascular headaches. Clenching and grinding of teeth and the stress and strain on the jaw hinge drive the head and neck muscles into overtime resulting in a headache.
    Ringing in the ears, facial, neck and shoulder pain, even painful, clicking or popping jaw joints indicate the bite is a problem source.

    If you’ve got the symptoms, Toledo, Ohio Dentist Jon Frankel offers the only non-surgical, non-drug, FDA cleared remedy for migraine prevention, The NTI-TSS (Nociceptive Trigeminal Inhibition – Tension Suppression System).

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